Have you been receiving repeated automated calls from a debt collectors, regardless of whether you actually owe a debt or they are calling the wrong number? You are not alone. Some debt collectors companies have resorted to programming their computers to call you repeatedly, essentially to harass you into paying the debt. Worse, many times a debt collection company will be dialing the WRONG telephone number and you will be harassed with calls that are not even intended for you. Either way, such telephone harassment calls are in violation of the Fair Debt Collection Practices Act (FDCPA) and you may recover up to $1,000 in statutory damages and attorney’s fees if necessary. Mary Harper of IL was receiving 5-8 calls every week from a collection company asking for someone of an entirely different name. She noted that the calls were a prerecording message demanding a return call. When she called back a message said that the call would be recorded. Mary felt uncomfortable with this and hung up.
The Fair Debt Collection Practices Act (FDCPA) makes it illegal to engage in certain activities that are deemed harassment or otherwise unfair. Some legal practices such as Centennial Law Offices specialize in representing individuals harassed by debt collectors (collection companies). It does not matter if you actually owe the debt or are being called by accident. Those victims interesting in exerting their rights will often turn the tables on a collection company, obtain legal representation, and recover up to $1,000 damages from the collection company as available under the Fair Debt Collection Practices Act (FDCPA). Many times lawyers will only collect legal fees from any amount recovered, therefore victims of Fair Debt Collection Practices Act (FDCPA) violations need not actually pay out any money for representation.
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